Find a paper or a quiz, then sit it.

CeMAP FRE1 · Paper A

Full-length FRE1 practice paper (40 marks): 25 standalone MCQs plus three case studies of five linked questions each. Covers UK financial markets and asset classes, government and international context, the wider economy, consumer needs and firm obligations, legal concepts including wills and trusts, and the development and structure of UK regulation including the FCA, PRA and Handbook. Timed at 60 minutes with a 70% pass mark.

40 questions · 60 minutes · pass 70%

CeMAP FRE1 · Paper B

Full-length FRE1 practice paper (40 marks): 25 standalone MCQs plus three case studies of five linked questions each. Covers asset classes and market structure, government and international context, the wider economy, consumer needs and firm obligations, legal concepts including wills and trusts, and the development and structure of UK regulation including the FCA, PRA and Handbook. Timed at 60 minutes with a 70% pass mark.

40 questions · 60 minutes · pass 70%

CeMAP FRE1 · Paper C

Full-length FRE1 practice paper (40 marks): 25 standalone MCQs plus three case studies of five linked questions each. Covers UK financial markets and asset classes, government and international context, the wider economy, consumer needs and firm obligations, legal concepts including wills and trusts, and the development and structure of UK regulation including the FCA, PRA and Handbook. Timed at 60 minutes with a 70% pass mark.

40 questions · 60 minutes · pass 70%

Purpose and structure of UK financial markets

Untimed FRE1 topic quiz on why UK financial markets exist and how they are structured — primary and secondary markets, money and capital markets, exchanges and OTC, and core market functions.

12 questions · Untimed · pass 70%

Development of UK financial services regulation (history from 1986 to 2021

Untimed FRE1 topic quiz on how UK financial services regulation developed from 1986 to 2021, the evolving framework, other regulators alongside the main authorities, and oversight roles of senior management, auditors, trustees and external compliance support.

12 questions · Untimed · pass 70%

FCA Handbook — purpose and structure

Untimed FRE1 topic quiz on the FCA Handbook’s purpose and structure and the FRE1-listed regimes: high-level standards, T&C, prudential standards for FCA firms, COBS, CASS, SM&CR, regulatory processes, and regulated activities/authorisation.

12 questions · Untimed · pass 70%

Main asset classes and their characteristics

Untimed FRE1 topic quiz on the characteristics of the main asset classes — cash, equities, bonds, property and alternatives — including risk, return, income and liquidity features at syllabus level.

12 questions · Untimed · pass 70%

Financial services in the wider economy (Bank of England, institutions, financial crime)

Untimed FRE1 topic quiz on Bank of England functions, key financial institutions in the wider economy, and the main types and economic impacts of financial crime at industry level.

12 questions · Untimed · pass 70%

Consumer financial needs, priorities, how needs are met

Untimed FRE1 topic quiz on retail consumer financial needs and priorities, how the industry meets them at industry level, and the main product types and functions — protection, savings, borrowing, payments and longer-term investment.

12 questions · Untimed · pass 70%

Firm obligations towards consumers

Untimed FRE1 topic quiz on industry-level firm obligations to retail consumers — including high-level Consumer Duty framing — and the factors that shape how consumers perceive financial services firms.

12 questions · Untimed · pass 70%

Legal concepts for financial services (legal entities

Untimed FRE1 topic quiz on legal entities, powers of attorney, contract and agency, forms of property ownership, and insolvency and bankruptcy concepts relevant to financial services — excluding wills, intestacy and trusts.

12 questions · Untimed · pass 70%

Wills, intestacy, and trusts (structure, purpose, types)

Untimed FRE1 topic quiz on wills, intestacy and trusts — validity and formalities, executors and administrators, how intestacy operates in outline, and the structure, purpose and main types of trusts.

12 questions · Untimed · pass 70%

Structure of the FCA and PRA

Untimed FRE1 topic quiz on how the FCA and PRA are structured, their statutory and operational objectives, principles-based regulation, and the regulators’ duties and enforcement powers.

12 questions · Untimed · pass 70%

UK government role; international standards and regulation; EU impact on UK regulation

Untimed FRE1 topic quiz on the UK government’s economic, tax, welfare and regulatory roles, how international standard-setters influence UK rules, and the post-Brexit EU impact on UK financial services regulation.

12 questions · Untimed · pass 70%

CeMAP FRE2 · Paper A

Full-length FRE2 practice paper (40 marks): 25 standalone MCQs plus three case studies of five linked questions each. Covers advice skills (communication through recommendations), regulatory principles and fair outcomes (including Consumer Duty, MAR, AML, data protection, complaints, FOS and FSCS), the advice framework (client types, charging, cancellation, vulnerability and advice standards), and ethical behaviour (codes, applied ethics, whistleblowing and CPD). Timed at 60 minutes with a 70% pass mark.

40 questions · 60 minutes · pass 70%

CeMAP FRE2 · Paper B

Full-length FRE2 practice paper (40 marks): 25 standalone MCQs plus three case studies of five linked questions each. Covers advice skills (communication through insistent clients), regulatory principles and fair outcomes (including complaints, FOS, TCF/conduct risk, vulnerability and advice standards), the advice framework (responsibilities, limitations, monitoring and due diligence), ethical behaviour (theories, codes, applied ethics, whistleblowing and CPD), and case themes on AML/data protection/FSCS/Consumer Duty, adviser charging/fiduciary/cancellation/disclosure, and MAR/culture/business ethics. Timed at 60 minutes with a 70% pass mark.

40 questions · 60 minutes · pass 70%

CeMAP FRE2 · Paper C

Full-length FRE2 practice paper (40 marks): 25 standalone MCQs plus three case studies of five linked questions each. Covers regulatory principles and the advice framework (including MAR, AML, data protection, FSCS, charging, cancellation, vulnerability, monitoring and due diligence), ethical behaviour (theories, applied ethics, whistleblowing), and case themes on the advice-process chain (communication through recommendations), complaint-to-FOS journey with unfair contract terms and Consumer Duty/TCF, and CPD with professional ethics codes. Timed at 60 minutes with a 70% pass mark.

40 questions · 60 minutes · pass 70%

Data protection and data security

Untimed FRE2 topic quiz on data protection principles, data-subject rights and practical data security for financial services firms.

12 questions · Untimed · pass 70%

FCA's guiding principle on the prevention or reduction of harm to consumers

Untimed FRE2 topic quiz on the FCA’s focus on preventing or reducing consumer harm — Consumer Duty, foreseeable harm, and good retail outcomes.

12 questions · Untimed · pass 70%

The Financial Services Compensation Scheme (FSCS)

Untimed FRE2 topic quiz on the Financial Services Compensation Scheme: purpose, deposit and investment limits, temporary high balances, and contrast with FOS.

12 questions · Untimed · pass 70%

Treating customers fairly and conduct risk

Untimed FRE2 topic quiz on treating customers fairly and conduct risk: outcomes, incentives, culture, MI and remediation.

12 questions · Untimed · pass 70%

Adviser charging rules

Untimed FRE2 topic quiz on FCA adviser charging at high level: agreed client-facing charges, disclosure, ongoing fees and avoiding commission bias.

12 questions · Untimed · pass 70%

Principles for Businesses and conduct of business rules

Untimed FRE2 topic quiz on applying the Principles for Businesses and conduct of business rules to fair, ethical client outcomes.

12 questions · Untimed · pass 70%

Due diligence on products and services

Untimed FRE2 topic quiz on due diligence on products and services before advice — features, risks, costs, target market and documentation.

12 questions · Untimed · pass 70%

Regulated advice standards

Untimed FRE2 topic quiz on regulated advice standards — suitability, know-your-client information, clear communications and advice records.

12 questions · Untimed · pass 70%

Monitoring and reviewing of client circumstances

Untimed FRE2 topic quiz on monitoring and reviewing client circumstances so advice remains suitable over time, including ongoing service expectations.

12 questions · Untimed · pass 70%

Impact of ethical principles, regulatory standards and professional codes of conduct on professional behaviour

Untimed FRE2 topic quiz on how ethical principles, regulatory standards (including conduct rules) and professional codes together shape day-to-day professional behaviour — and where ethics goes beyond compliance.

12 questions · Untimed · pass 70%

Anti-money-laundering and proceeds of crime rules and obligations

Untimed FRE2 topic quiz on anti-money-laundering and proceeds of crime duties including CDD, monitoring, SARs and tipping-off risks.

12 questions · Untimed · pass 70%

Applied ethics – personal and business ethics

Untimed FRE2 topic quiz on applying ethics in practice — how personal ethics interact with business ethics, and how to resolve tensions without harming clients or professional duties.

12 questions · Untimed · pass 70%

Assessment and analysis

Untimed FRE2 topic quiz on assessing and analysing client information — prioritising needs, affordability, risk, and turning facts into an advice view.

12 questions · Untimed · pass 70%

Client relationships and adviser responsibilities

Untimed FRE2 topic quiz on client relationships and adviser responsibilities: scope, information, conflicts, confidentiality, competence and documentation.

12 questions · Untimed · pass 70%

Clients’ cancellation rights

Untimed FRE2 topic quiz on clients’ cancellation rights in the advice framework — purpose, COBS high-level periods, notice and fair disclosure.

12 questions · Untimed · pass 70%

Code of ethics and professional standards in financial services

Untimed FRE2 topic quiz on what professional codes of ethics and standards require in financial services — integrity, competence, confidentiality, conflicts, client interests and disciplinary accountability.

12 questions · Untimed · pass 70%

Communication skills

Untimed FRE2 topic quiz on communication skills in the advice process — listening, questioning, clarity, adapting to clients, and avoiding misleading messages.

12 questions · Untimed · pass 70%

Complaint handling procedures

Untimed FRE2 topic quiz on firm complaint handling under DISP-style rules, time limits, redress and learning from root causes.

12 questions · Untimed · pass 70%

Consumer rights and unfair contract terms

Untimed FRE2 topic quiz on consumer rights and unfair contract terms for fair client outcomes under UK consumer law alongside regulatory expectations.

12 questions · Untimed · pass 70%

Core ethical theories, principles and values

Untimed FRE2 topic quiz on core ethical theories, principles and values for professional advice — integrity, fairness, dilemmas and ethics beyond bare compliance.

12 questions · Untimed · pass 70%

Corporate culture and leadership and responsibilities of senior management

Untimed FRE2 topic quiz on corporate culture, leadership and senior management responsibilities for fair customer outcomes and ethical conduct.

12 questions · Untimed · pass 70%

Developing ethical behaviour – Whistleblowing

Untimed FRE2 topic quiz on whistleblowing as a way to develop ethical behaviour — protected disclosures, internal and regulator routes, detriment protection, and how speak-up cultures differ from silence or purely compliance-driven cover-ups.

12 questions · Untimed · pass 70%

Ethics in practice – common characteristics of ethical behaviour in business

Untimed FRE2 topic quiz on recognisable hallmarks of ethical behaviour at work — honesty, fairness, accountability, transparency, respect and consistency — as they appear in day-to-day practice.

12 questions · Untimed · pass 70%

Fiduciary relationships

Untimed FRE2 topic quiz on fiduciary relationships in the regulatory advice framework — loyalty to the client, conflict management and client-centred recommendations.

12 questions · Untimed · pass 70%

The Financial Ombudsman Service (FOS)

Untimed FRE2 topic quiz on the Financial Ombudsman Service: role, jurisdiction, award limits from April 2026, and contrast with FSCS.

12 questions · Untimed · pass 70%

Gathering of information

Untimed FRE2 topic quiz on gathering client information — fact-find scope, hard and soft facts, verifying data, and knowing when information is sufficient for advice.

12 questions · Untimed · pass 70%

Identifying appropriate solutions

Untimed FRE2 topic quiz on identifying appropriate solutions — matching products and strategies to analysed needs, filtering unsuitable options, and considering alternatives.

12 questions · Untimed · pass 70%

Impact of ethical principles and professional codes of conduct

Untimed FRE2 topic quiz on how ethical principles and professional codes of conduct actually change decisions, culture, trust and accountability — including where they go beyond purely compliance-driven behaviour.

12 questions · Untimed · pass 70%

Impact of ethics on consumer outcomes

Untimed FRE2 topic quiz on how ethical — versus purely compliance-driven — behaviour shapes real consumer outcomes such as suitability, fairness, understanding, trust and redress.

12 questions · Untimed · pass 70%

Insistent clients

Untimed FRE2 topic quiz on insistent clients — completing the normal advice process, clear warnings, acknowledgements, and records when clients proceed against advice.

12 questions · Untimed · pass 70%

Limitations to adviser’s authority or expertise

Untimed FRE2 topic quiz on staying within an adviser’s authority and expertise — permissions, competence, referral and clear service scope.

12 questions · Untimed · pass 70%

Market Conduct Code (MAR)

Untimed FRE2 topic quiz on the Market Conduct sourcebook (MAR) — market abuse concepts, insider dealing, unlawful disclosure, and manipulation at applied level.

12 questions · Untimed · pass 70%

Professionalism, training and competence – continuing professional development (CPD)

Untimed FRE2 topic quiz on professionalism through training, competence and CPD — maintaining knowledge and skills, structured learning, records, and how development supports ethical practice beyond a one-off exam.

12 questions · Untimed · pass 70%

Recommendations and conclusions

Untimed FRE2 topic quiz on forming and presenting recommendations and conclusions — suitability rationale, clear advice, and helping clients decide.

12 questions · Untimed · pass 70%

Record keeping, reporting and notification requirements

Untimed FRE2 topic quiz on record keeping, regulatory reporting and notification duties that support supervision and fair client outcomes.

12 questions · Untimed · pass 70%

The relevance and benefits of business ethics

Untimed FRE2 topic quiz on why business ethics matters in financial services and the benefits it can bring to firms, customers, staff and the industry’s reputation.

12 questions · Untimed · pass 70%

Types of clients

Untimed FRE2 topic quiz on types of clients: retail, professional and eligible counterparty categorisation and why the label matters.

12 questions · Untimed · pass 70%

Types of service provision and disclosure requirements

Untimed FRE2 topic quiz on types of advice service (including independent and restricted) and the disclosure clients need before relying on advice.

12 questions · Untimed · pass 70%

Values, morals and ethics in a business context

Untimed FRE2 topic quiz distinguishing values, morals and ethics in a business setting — personal beliefs, shared organisational values, and reasoned ethical standards applied at work.

12 questions · Untimed · pass 70%

Vulnerable clients

Untimed FRE2 topic quiz on vulnerable clients in the advice framework — drivers of vulnerability, adapting communications and delivering fair outcomes.

12 questions · Untimed · pass 70%

CeMAP MRT1 · Paper A

Full-length MRT1 practice paper (50 marks): 50 standalone MCQs covering mortgage law, practice and application — regulatory and legal definitions, auction purchase, borrower types, MCOB lender and adviser roles, economic and regulatory context, advice principles for fair outcomes, additional security, fees and charges, property defects, valuation factors, and forms of survey. Timed at 60 minutes with a 70% pass mark.

50 questions · 60 minutes · pass 70%

CeMAP MRT1 · Paper B

Full-length MRT1 practice paper (50 marks): 50 standalone MCQs covering mortgage law, practice and application — regulatory and legal definitions, auction purchase, borrower types, MCOB lender and adviser roles, economic and regulatory context (property market, rates, lending sector, BTL/CBTL and MCOB), advice principles for fair outcomes, additional security, fees and charges, property defects, valuation factors and survey types. Timed at 60 minutes with a 70% pass mark.

50 questions · 60 minutes · pass 70%

CeMAP MRT1 · Paper C

Full-length MRT1 practice paper (50 marks): 50 standalone MCQs covering mortgage law, practice and application — regulatory definitions, auction purchase, borrower types, MCOB lender/adviser roles, economic and regulatory context including BTL/CBTL, advice principles for fair outcomes, additional security, fees, property defects, valuation factors and survey types. Weighted towards defects, valuation and surveys (LO9–LO11). Timed at 60 minutes with a 70% pass mark.

50 questions · 60 minutes · pass 70%

Regulatory definitions as given in MCOB

Untimed MRT1 topic quiz on the FCA Handbook definitions that determine the mortgage regulatory perimeter.

12 questions · Untimed · pass 70%

Definition of a regulated second charge loan

Untimed MRT1 topic quiz on identifying second charge regulated mortgage contracts and their regulatory perimeter.

12 questions · Untimed · pass 70%

Requirement for funding (ie cash and mortgage commitment) to be in place up front

Untimed MRT1 topic quiz on arranging cash and dependable mortgage funding before bidding at auction.

12 questions · Untimed · pass 70%

Private, residential borrowers, and second charge borrowers

Untimed MRT1 topic quiz on the needs and regulatory treatment of private, residential and second charge borrowers.

12 questions · Untimed · pass 70%

Eligible counterparty, commercial borrowers and high net worth

Untimed MRT1 topic quiz on eligible counterparties, commercial mortgage borrowers and high net worth mortgage customers.

12 questions · Untimed · pass 70%

Borrowers, property investors, buy-to-let borrowers, consumer buy-to-let borrowers, mortgage professionals, business borrowers and vulnerable customers

Untimed MRT1 topic quiz on borrower, investor, buy-to-let, professional, business and vulnerability classifications.

12 questions · Untimed · pass 70%

Those who will face difficulty in borrowing, impaired credit status and mortgage trapped

Untimed MRT1 topic quiz on borrowing barriers, the FCA credit-impaired definition and mortgage prisoners.

12 questions · Untimed · pass 70%

Those who cannot borrow

Untimed MRT1 topic quiz on circumstances in which a mortgage cannot responsibly or practically proceed.

12 questions · Untimed · pass 70%

Role and responsibilities of the lender

Untimed MRT1 topic quiz on lender underwriting, disclosure, offers, security and customer outcomes.

12 questions · Untimed · pass 70%

The property market and the main conditions that affect it

Untimed MRT1 topic quiz on UK residential property market conditions: demand, supply, credit, rates, confidence and regional factors relevant to mortgage advice.

12 questions · Untimed · pass 70%

Fees and charges relating to the purchase of the property

Untimed MRT1 topic quiz on fees and charges when buying the property — taxes, legal costs, searches, surveys, EPCs, specialist reports and title indemnity (qualitative; no invented SDLT bands).

12 questions · Untimed · pass 70%

Main property defects

Untimed MRT1 topic quiz on main property defects surveys and valuations commonly identify — damp, timber, movement, infestation, knotweed and related risks.

12 questions · Untimed · pass 70%

Fees and charges relating to the purchase of the mortgage

Untimed MRT1 topic quiz on fees when taking the mortgage — arrangement/booking, lender references, valuations, estate agent fees and higher lending charges.

12 questions · Untimed · pass 70%

Fees and charges relating to the provision of mortgage advice

Untimed MRT1 topic quiz on broker fees and mortgage exit administration fees when providing or leaving mortgage advice arrangements.

12 questions · Untimed · pass 70%

Possible remedial works and actions lenders may take

Untimed MRT1 topic quiz on remedial works and actions lenders may take — conditional offers, retentions, reinspections, declines and related consumer options.

12 questions · Untimed · pass 70%

Methods of verifying information supplied by consumers (plausibility)

Untimed MRT1 topic quiz on verifying consumer information for mortgage advice and lending — plausibility, evidence and fair outcomes when figures do not add up.

12 questions · Untimed · pass 70%

Interest rates and their drivers

Untimed MRT1 topic quiz on drivers of UK mortgage interest rates: Bank Rate, funding costs, inflation, competition, risk pricing and product structure.

12 questions · Untimed · pass 70%

The UK mortgage lending sector

Untimed MRT1 topic quiz on the structure of the UK mortgage lending sector: banks, building societies, specialists, distribution and regulation.

12 questions · Untimed · pass 70%

Buy-to-let and consumer buy-to-let mortgages

Untimed MRT1 topic quiz on buy-to-let versus consumer buy-to-let: business purpose, CBTL regime under the MCD Order, occupancy and adviser implications.

12 questions · Untimed · pass 70%

Mortgage and second charge regulation (MCOB)

Untimed MRT1 topic quiz on how MCOB applies to first and second charge mortgages: conduct standards, affordability, disclosure and advice rules.

12 questions · Untimed · pass 70%

Suitability

Untimed MRT1 topic quiz on MCOB suitability for advised mortgage sales: needs and circumstances, product features, debt consolidation and records.

12 questions · Untimed · pass 70%

Principles of ethical advice, including regulatory guidance and fair treatment of customers

Untimed MRT1 topic quiz on ethical mortgage advice: Consumer Duty, fair treatment, vulnerability, conflicts, clear information and customer interests.

12 questions · Untimed · pass 70%

Methods of checking that mortgage solutions match consumer immediate and long-term needs and circumstances

Untimed MRT1 topic quiz on checking that mortgage recommendations match immediate and longer-term needs and circumstances under MCOB suitability and Consumer Duty.

12 questions · Untimed · pass 70%

How property defects may affect the lending decision

Untimed MRT1 topic quiz on how property defects influence lender decisions — declines, LTV cuts, retentions, insurance and specialist reports.

12 questions · Untimed · pass 70%

Affordability

Untimed MRT1 topic quiz on MCOB responsible lending affordability: income evidence, expenditure, stress testing, equity bans and future changes.

12 questions · Untimed · pass 70%

Legal definition

Untimed MRT1 topic quiz on the legal meaning of a mortgage — security over land, parties, charge ranking and related land-law concepts.

12 questions · Untimed · pass 70%

Role and responsibilities of the adviser

Untimed MRT1 topic quiz on the mortgage adviser's MCOB and Consumer Duty responsibilities: disclosure, suitability, execution-only boundaries and fair outcomes.

12 questions · Untimed · pass 70%

Risk

Untimed MRT1 topic quiz on mortgage-related risks for customers: rate, payment shock, income, property value, interest-only capital and vulnerability.

12 questions · Untimed · pass 70%

Term of a mortgage

Untimed MRT1 topic quiz on mortgage term: monthly versus lifetime cost trade-offs, retirement, suitability and affordability implications.

12 questions · Untimed · pass 70%

The two methods of purchasing property via auction and the procedures to complete purchase

Untimed MRT1 topic quiz on traditional versus modern method of auction — exchange timing, fees, procedures and completion steps.

11 questions · Untimed · pass 70%

The rules and regulations governing additional forms of security

Untimed MRT1 topic quiz on rules and safeguards governing additional security — including MCOB guarantor affordability and undue-influence protections.

12 questions · Untimed · pass 70%

Implications for a lender and borrower of taking additional forms of security, higher lending charges, guarantors and surety

Untimed MRT1 topic quiz on implications of additional security, higher lending charges, guarantors and surety for lenders and borrowers.

12 questions · Untimed · pass 70%

Guarantee schemes for new homes

Untimed MRT1 topic quiz on guarantee schemes for new homes, including structural warranties and their role for buyers and lenders under UK mortgage practice.

12 questions · Untimed · pass 70%

Implications for customers seeking mortgages of the principal factors affecting property values (including but not limited to type of property, location, building materials and any restrictions and age of property)

Untimed MRT1 topic quiz on implications for customers seeking mortgages of principal factors affecting property values, including type, location, materials, restrictions and age.

12 questions · Untimed · pass 70%

When customers should seek advice on property values (including but not limited to reinstatement value)

Untimed MRT1 topic quiz on when customers should seek advice on property values, including reinstatement value and related buyer decisions.

12 questions · Untimed · pass 70%

Implications for lenders of the principal factors affecting property values and the security (including but not limited to multiple use, vacant possession and buy-to-let rental income)

Untimed MRT1 topic quiz on implications for lenders of principal factors affecting property values and security, including multiple use, vacant possession and buy-to-let rental income.

12 questions · Untimed · pass 70%

Legal issues affecting property values and the security (easements including rights of way

Untimed MRT1 topic quiz on legal issues affecting property values and security, including easements, due diligence, covenants, tenure, planning consent and building regulations.

12 questions · Untimed · pass 70%

Insurability issues and whether it is insurable

Untimed MRT1 topic quiz on property insurability and its implications for mortgage security.

12 questions · Untimed · pass 70%

Risk of flooding, subsidence and heave, contract guarantees, listed and heritage

Untimed MRT1 topic quiz on environmental, ground-movement, guarantee and heritage-property risks.

12 questions · Untimed · pass 70%

Forms of valuation and/or survey (basic valuation and RICS Home Survey reports)

Untimed MRT1 topic quiz on mortgage valuations and RICS Home Survey Levels 1, 2 and 3.

12 questions · Untimed · pass 70%

Requirements of lenders

Untimed MRT1 topic quiz on lender requirements for borrowers, property, title, valuation and insurance.

12 questions · Untimed · pass 70%

Rights of the consumer

Untimed MRT1 topic quiz on consumer choices, information and redress around mortgages, valuations and surveys.

12 questions · Untimed · pass 70%

CeMAP MRT2 · Paper A

Full-length MRT2 practice paper: 40 standalone MCQs on mortgage products and post-completion themes — raising additional funds, transfers and amendments, debt consolidation, arrears and non-payment, lender remedies, repayment methods, rate options, product types, government incentives, shared ownership and Islamic home finance. Timed at 60 minutes with a 70% pass mark. Independent Archway Learn practice — not a real exam paper.

40 questions · 60 minutes · pass 70%

CeMAP MRT2 · Paper B

Full-length MRT2 practice paper (Paper B): 40 standalone MCQs (40 marks) on mortgage products and post-completion — raising additional funds, transfers and amendments, debt consolidation, arrears and non-payment, lender remedies, repayment methods, rate options, product types, government incentives, shared ownership and Islamic home finance. Timed at 60 minutes with a 70% pass mark. Independent Archway Learn practice — not a real exam paper.

40 questions · 60 minutes · pass 70%

CeMAP MRT2 · Paper C

Forty standalone multiple-choice questions for CeMAP MRT2 (Mortgage Products and Post Completion): raising additional funds, transfers and amendments, debt consolidation, arrears and non-payment, lender remedies, repayment methods, rate options, product types, government incentives, shared ownership and Islamic home finance. Timed at 60 minutes with a 70% pass mark. Independent Archway Learn practice — not a real exam paper.

40 questions · 60 minutes · pass 70%

Transfer of mortgage to a new lender

Untimed MRT2 topic quiz on transferring a mortgage to a new lender: redemption and replacement, costs, underwriting, charge discharge and classic remortgage traps.

12 questions · Untimed · pass 70%

Implications of property moves

Untimed MRT2 topic quiz on mortgage implications of moving house: redeeming or replacing the existing facility, timing, equity, costs and chain risks.

12 questions · Untimed · pass 70%

Adding/removing one party from or to a joint mortgage / transfer of equity

Untimed MRT2 topic quiz on adding or removing parties on a joint mortgage and transfer of equity: lender consent, liability, title updates and related costs.

12 questions · Untimed · pass 70%

Making additional/lump sum capital repayments on a mortgage, during its term

Untimed MRT2 topic quiz on making additional or lump-sum capital repayments during the mortgage term: effects on balance and interest, overpayment limits, early repayment charges and process points.

12 questions · Untimed · pass 70%

Implications for consumers and lenders of using mortgages and secured loans within debt consolidation arrangements

Untimed MRT2 topic quiz on implications for consumers and lenders when mortgages or secured loans are used to consolidate other debts: cashflow, total cost, security and lending risk.

12 questions · Untimed · pass 70%

Risks associated with moving loans from unsecured to secured status

Untimed MRT2 topic quiz on risks when previously unsecured debts are moved onto mortgage or other secured borrowing: home at risk, longer terms, total cost and loss of unsecured flexibility.

12 questions · Untimed · pass 70%

Different interest rate options: standard variable rates, tracker rates, fixed rates, capped rates (including capped and collared) and discounted rates (including cashback/gift-fees help only)

Untimed MRT2 topic quiz on mortgage interest-rate options: SVR, tracker, fixed, capped (and capped-and-collared), and discounted deals including cashback or gifted-fees incentives.

12 questions · Untimed · pass 70%

Bridging finance

Untimed MRT2 topic quiz on bridging finance as a short-term mortgage product type: features, pricing, exit dependence and consumer suitability — not LO1 raising-funds clones or auction process.

12 questions · Untimed · pass 70%

Different forms of shared ownership arrangements, including shared ownership mortgages and equity share mortgages

Untimed MRT2 topic quiz on shared ownership and equity-share arrangements: part-buy/part-rent, staircasing, mortgages on the owned share, and how these structures suit consumer needs.

12 questions · Untimed · pass 70%

Bridging finance

Untimed MRT2 topic quiz on bridging finance as a short-term raising-funds / funding bridge: purpose, costs, exit strategy and risks — not auction purchase process.

12 questions · Untimed · pass 70%

Rules and regulations relating to using mortgages and secured loans within debt consolidation arrangements

Untimed MRT2 topic quiz on regulatory expectations when mortgages or secured loans are used for debt consolidation: affordability, suitability, disclosure of securing risks and fair treatment.

12 questions · Untimed · pass 70%

The content of a mortgage warning, when this should be issued and ensuring that this is understood

Untimed MRT2 topic quiz on the repossession mortgage warning: what it says, when it must appear in communications, and how advisers and firms ensure customers understand the risk.

12 questions · Untimed · pass 70%

Regulatory and legal requirements regarding the treatment of borrowers in arrears

Untimed MRT2 topic quiz on MCOB-aligned fair treatment of borrowers in or at risk of payment shortfall: policies, information, forbearance expectations and repossession as last resort.

12 questions · Untimed · pass 70%

Implications for borrowers and lenders of the non-repayment of capital at the end of the mortgage term

Untimed MRT2 topic quiz on what happens when capital remains unpaid at mortgage term end (especially interest-only maturity): borrower and lender implications, fair dealing with expired-term customers, and resolution options.

12 questions · Untimed · pass 70%

Legal remedies on default

Untimed MRT2 topic quiz on LO5 legal remedies available to lenders when borrowers default: possession, power of sale, receivership and related enforcement — not LO4 forbearance courses of action.

12 questions · Untimed · pass 70%

Different repayment methods for mortgage arrangements: repayment mortgages, interest-only mortgages and interest-only into retirement

Untimed MRT2 topic quiz on LO6 repayment methods: capital-and-interest (repayment) mortgages, interest-only structures, and interest-only borrowing that continues into retirement — features, risks and suitability contrasts.

12 questions · Untimed · pass 70%

Equity release (including home reversion plans)

Untimed MRT2 topic quiz on equity-release product structure and features — lifetime mortgages and home reversion plans — and how they can suit older consumers’ needs (not further-drawdown process detail).

12 questions · Untimed · pass 70%

New build mortgages

Untimed MRT2 topic quiz on new-build mortgages: lender criteria, warranties, incentives, offer validity and how the product suits purchases of newly built homes.

12 questions · Untimed · pass 70%

Different forms of government-backed incentives for home purchasers, including help-to-buy and right-to-buy schemes

Untimed MRT2 topic quiz on qualitative structures and purposes of government-backed home-purchase incentives (equity-loan style Help to Buy concepts, Right to Buy discount purchase, and related shared-equity ideas) — no invented scheme percentages or cash thresholds.

12 questions · Untimed · pass 70%

Further advances

Untimed MRT2 topic quiz on raising additional money via a further advance on an existing mortgage: process, LTV and affordability implications, and typical costs.

12 questions · Untimed · pass 70%

Second charge loans

Untimed MRT2 topic quiz on raising additional money via a second charge: ranking, costs, risks and comparison with further advance and remortgage.

12 questions · Untimed · pass 70%

Converting one mortgage to another

Untimed MRT2 topic quiz on converting mortgage product type or structure: product transfers, rate switches, repayment-method changes and related costs and checks.

12 questions · Untimed · pass 70%

Redeeming a mortgage or secured loan before/at its term

Untimed MRT2 topic quiz on redeeming mortgages and secured loans before or at term: redemption statements, early repayment charges, discharge and end-of-term capital clearance.

12 questions · Untimed · pass 70%

Porting mortgages

Untimed MRT2 topic quiz on porting mortgages when moving home: what portability means, lender criteria, additional borrowing, early repayment charges and timing risks.

12 questions · Untimed · pass 70%

Arrangements with creditors, referring for specialist advice

Untimed MRT2 topic quiz on arrangements with creditors in debt-consolidation contexts and when to refer customers for specialist debt advice rather than pushing secured borrowing alone.

12 questions · Untimed · pass 70%

Ways of advising borrowers in arrears who have differing attitudes to risk

Untimed MRT2 topic quiz on LO4 advising borrowers in payment difficulty according to risk attitude: matching forbearance and resolution options to cautious versus higher-risk preferences without forcing unsuitable courses.

12 questions · Untimed · pass 70%

MCOB rules and regulations governing the use of remedies on default

Untimed MRT2 topic quiz on LO5 MCOB constraints on using remedies when mortgages are in default: repossession as last resort, pre-action information, marketing for best price, and sale-shortfall communications.

12 questions · Untimed · pass 70%

Offset mortgages

Untimed MRT2 topic quiz on offset mortgages: how savings reduce interest on the linked mortgage, tax and cashflow angles, and which consumers they may suit.

12 questions · Untimed · pass 70%

Self-build mortgages

Untimed MRT2 topic quiz on self-build mortgages: staged funds release, valuation and risk features, and how they suit consumers building their own home.

12 questions · Untimed · pass 70%

Foreign currency mortgages

Untimed MRT2 topic quiz on foreign currency mortgages: exchange-rate risk, income–debt currency mismatch, product suitability and disclosure considerations.

12 questions · Untimed · pass 70%

Buy to let mortgages

Untimed MRT2 topic quiz on buy-to-let as a mortgage product: rental underwriting, interest cover, voids, typical structures and how the product suits investment letting needs.

12 questions · Untimed · pass 70%

Second charge lending

Untimed MRT2 topic quiz on second charge lending as a mortgage product type: features, ranking, pricing and how it can suit consumer needs — distinct from LO1 raising-funds process.

12 questions · Untimed · pass 70%

Remortgages

Untimed MRT2 topic quiz on remortgaging as a way to raise funds or switch lender/product: process, costs, ERCs and key considerations.

12 questions · Untimed · pass 70%

Lifetime mortgage and home reversion schemes – Further drawdown

Untimed MRT2 topic quiz on further drawdown under lifetime mortgages and home reversion schemes: availability, conditions, implications — not full CeRER syllabus or a full product-features dump.

12 questions · Untimed · pass 70%

Possible courses of action available to lenders and borrowers

Untimed MRT2 topic quiz on LO4 courses of action when mortgage payments are missed or at risk: forbearance, payment plans, concessions and borrower steps — not LO5 legal remedies.

12 questions · Untimed · pass 70%

Flexible mortgages

Untimed MRT2 topic quiz on flexible mortgages: overpayments, underpayments, payment holidays, redraw facilities and how flexibility suits certain consumer needs.

12 questions · Untimed · pass 70%

Consumer buy to let mortgages

Untimed MRT2 topic quiz on consumer buy-to-let as a product/regime path: how CBTL differs from business investment BTL and when the CBTL product route can suit non-business letting needs.

12 questions · Untimed · pass 70%

Adverse credit / sub-prime mortgages

Untimed MRT2 topic quiz on adverse-credit and specialist (sometimes called sub-prime) mortgage products: criteria, pricing, affordability and how they can suit borrowers with impaired credit histories.

12 questions · Untimed · pass 70%

Islamic home finance arrangements

Untimed MRT2 topic quiz on qualitative Sharia-compliant home finance structures (Ijara, Murabaha, diminishing Musharaka): purpose, ownership/payment features and suitability — no invented provider rates.

12 questions · Untimed · pass 70%

Rights of subrogation of insurers to pursue borrowers

Untimed MRT2 topic quiz on LO5 insurer subrogation after mortgage-related indemnity or similar cover pays a lender: stepping into the lender’s shoes to recover from the borrower, including sale-shortfall contexts.

12 questions · Untimed · pass 70%

CeMAP ASEW · Paper A

Six original ASEW case studies with ten linked MCQs each (60 marks). Synoptic mortgage advice across residential solutions, specialist lending, MCOB/ICOBS/CCA conduct, ethical and sustainable recommendations, mortgage protection, and the England/Wales house-buying process. Timed at 120 minutes with a 70% pass mark.

60 questions · 120 minutes · pass 70%

CeMAP ASEW · Paper B

Six original ASEW case studies with ten linked MCQs each (60 marks). Synoptic mortgage advice across residential chain purchases, divorce remortgage, HMO/portfolio BTL, shared ownership staircasing, auction bridging and second charge, later-life RIO and vulnerable-customer conduct, plus England/Wales house-buying process. Timed at 120 minutes with a 70% pass mark.

60 questions · 120 minutes · pass 70%

CeMAP ASEW · Paper C

Six original ASEW case studies with ten linked MCQs each (60 marks). Synoptic mortgage advice across residential solutions, specialist lending, MCOB/ICOBS/CCA conduct, ethical and sustainable recommendations, mortgage protection, and the England/Wales house-buying process. Timed at 120 minutes with a 70% pass mark.

60 questions · 120 minutes · pass 70%

CeMAP ASEW · Paper D

Six original ASEW case studies with ten linked MCQs each (60 marks). Synoptic mortgage advice across residential solutions, specialist lending, MCOB/ICOBS/CCA conduct, ethical and sustainable recommendations, mortgage protection, and the England/Wales house-buying process. Timed at 120 minutes with a 70% pass mark.

60 questions · 120 minutes · pass 70%

The different factors that shape a customer’s circumstances.

Untimed ASEW topic quiz on the factors that shape a customer’s circumstances for mortgage advice (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Assessing affordability, suitability and sustainability of mortgage solutions.

Untimed ASEW topic quiz on assessing affordability, suitability and sustainability of mortgage solutions (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The range of interest rate solutions available to customers.

Untimed ASEW topic quiz on the range of interest rate solutions available to customers (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The range of mortgage products available to customers.

Untimed ASEW topic quiz on the range of mortgage products available to customers (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The different mortgage repayment solutions for customers.

Untimed ASEW topic quiz on the different mortgage repayment solutions for customers (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The different forms of alternative home finance solutions and government backed incentives.

Untimed ASEW topic quiz on alternative home finance solutions and government-backed incentives (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The different factors that shape a customer’s circumstances and borrowing purposes in the Buy to Let, second charge and bridging finance marketplace.

Untimed ASEW topic quiz on circumstances and borrowing purposes in the Buy to Let, second charge and bridging finance marketplace (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The different factors that shape a customer’s circumstances and borrowing for second homes, self-build properties and properties bought at auction.

Untimed ASEW topic quiz on circumstances and borrowing for second homes, self-build and auction purchases (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The legal implications and issues associated with a property purchase.

Untimed ASEW topic quiz on legal implications and issues associated with a property purchase (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The range of solutions in the bridging finance and the second charge lending market and the suitability of solutions for a customer.

Untimed ASEW topic quiz on bridging and second-charge solutions and their suitability (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The Buy to Let and Consumer Buy to Let customer and suitable mortgage solutions.

Untimed ASEW topic quiz on Buy to Let and Consumer Buy to Let customers and suitable mortgage solutions (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The range of solutions available for additional funding on a secured lending basis.

Untimed ASEW topic quiz on solutions for additional funding on a secured lending basis (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The different taxation implications related to property ownership.

Untimed ASEW topic quiz on taxation implications related to property ownership (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The rules contained within MCOB relating to mortgage lending.

Untimed ASEW topic quiz on MCOB rules relating to mortgage lending (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The rules contained within MCOB relating to the provision of mortgage advice.

Untimed ASEW topic quiz on MCOB rules relating to the provision of mortgage advice (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The rules contained within ICOB relating to the sale of mortgage-related insurances.

Untimed ASEW topic quiz on ICOB/ICOBS rules relating to the sale of mortgage-related insurances (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The rules contained within the Consumer Credit Acts for secured lending.

Untimed ASEW topic quiz on Consumer Credit Acts rules for secured lending (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The rules contained within MCOB relating to the treatment of those in arrears and the rules governing legal remedies on default.

Untimed ASEW topic quiz on MCOB arrears treatment and legal remedies on default (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The assessment of affordability and the suitability of sustainable solutions for mortgage customers.

Untimed ASEW topic quiz on advising on affordability and sustainable mortgage solutions (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The provision of regulated mortgage advice for property purchasers.

Untimed ASEW topic quiz on providing regulated mortgage advice for property purchasers (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The provision of advice relating to the release of further equity for mortgage customers.

Untimed ASEW topic quiz on advising on the release of further equity for mortgage customers (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The provision of advice to BTL, CBTL customers and property investors.

Untimed ASEW topic quiz on advising BTL, CBTL customers and property investors (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The provision of advice on bridging finance and second charge lending.

Untimed ASEW topic quiz on advising on bridging finance and second charge lending (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The provision of advice on other forms of home finance arrangements.

Untimed ASEW topic quiz on advising on other forms of home finance arrangements (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The provision of advice on mortgage-related insurance protection arrangements.

Untimed ASEW topic quiz on advising on mortgage-related insurance protection arrangements (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The purpose and implications for consumers and lenders of different mortgage protection arrangements.

Untimed ASEW topic quiz on purpose and implications of different mortgage protection arrangements (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The rules and regulations governing the sale and advice of mortgage protection arrangements and property insurance.

Untimed ASEW topic quiz on rules governing sale and advice of mortgage protection and property insurance (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Implications for consumers and lenders of the use of state benefits and reliefs to support mortgage payments.

Untimed ASEW topic quiz on implications of state benefits and reliefs supporting mortgage payments (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Role of estate agent, valuer, conveyancer and legal adviser.

Untimed ASEW topic quiz on roles of estate agent, valuer, conveyancer and legal adviser (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Process to contract exchange, completion and when a contract becomes binding or private treaty.

Untimed ASEW topic quiz on private treaty process to exchange, completion and when contracts bind (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Other legislation affecting mortgages (England/Wales).

Untimed ASEW topic quiz on other legislation affecting mortgages in England/Wales (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

CeRER FOER · Paper A

50 standalone MCQs covering Fundamentals of Equity Release (FOER): equity release principles, lifetime mortgages, home reversion plans, suitability, future options, benefits and tax. Timed at 60 minutes with a 70% pass mark (35/50).

50 questions · 60 minutes · pass 70%

CeRER FOER · Paper B

50 standalone MCQs covering Fundamentals of Equity Release (FOER): client needs and suitability, lifetime mortgages, home reversion plans, ownership, benefits and tax. Timed at 60 minutes with a 70% pass mark (35/50).

50 questions · 60 minutes · pass 70%

CeRER FOER · Paper C

50 standalone MCQs covering Fundamentals of Equity Release (FOER): equity release principles, lifetime mortgages, home reversion plans, suitability, future options, benefits and tax. Timed at 60 minutes with a 70% pass mark (35/50).

50 questions · 60 minutes · pass 70%

CeRER FOER · Paper D

50 standalone MCQs covering Fundamentals of Equity Release (FOER): equity release principles, lifetime mortgages, home reversion plans, suitability, future options, benefits and tax. Timed at 60 minutes with a 70% pass mark (35/50).

50 questions · 60 minutes · pass 70%

Definition of equity release.

Untimed FOER topic quiz on the definition of equity release (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Principles of equity release schemes & the requirements of the FCA's Conduct of Business rules for home finance – including lifetime mortgages and home reversion plans

Untimed FOER topic quiz on principles of equity release and FCA home-finance conduct rules including lifetime mortgages and home reversion (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Definition of equity release

Untimed FOER topic quiz on the definition of equity release in the context of schemes and principles (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Different schemes available, how they work and the differences between of each type of scheme

Untimed FOER topic quiz on different equity release schemes, how they work and differences between types (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Role of market participants in the equity release process – e.g. providers, administrators (especially where different from provider), arrangers and advisers, conveyancers, solicitors and surveyors

Untimed FOER topic quiz on roles of market participants in the equity release process (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Regional variations within the UK

Untimed FOER topic quiz on regional variations within the UK affecting equity release (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Equity Release Council requirement for a solicitor's certificate documenting that independent legal advice has been provided

Untimed FOER topic quiz on Equity Release Council solicitor’s certificate for independent legal advice (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The generic sales process including regulatory requirements

Untimed FOER topic quiz on the generic equity release sales process including regulatory requirements (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The importance of consumer taking independent legal advice regarding ongoing responsibilities

Untimed FOER topic quiz on importance of independent legal advice on ongoing responsibilities (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Division of responsibilities between solicitors and financial advisers

Untimed FOER topic quiz on division of responsibilities between solicitors and financial advisers (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Types of consumer who may seek an equity release solution:

Untimed FOER topic quiz on types of consumer who may seek equity release (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Requirements for:

Untimed FOER topic quiz on requirements and purposes for which consumers may seek equity release (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Role of equity release as part of overall retirement planning

Untimed FOER topic quiz on the role of equity release in overall retirement planning (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Suitability assessment, taking account of the purpose of the equity release

Untimed FOER topic quiz on suitability assessment taking account of equity release purpose (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Rationale for the 'suitability' of equity release where used/part-used to raise emergency or contingency funds and placed on deposit and the amount

Untimed FOER topic quiz on suitability rationale when ER funds are held as emergency/contingency deposits (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Generic differences between equity release in general and lifetime mortgages and home reversion plans in particular

Untimed FOER topic quiz on generic differences between equity release, lifetime mortgages and home reversion plans (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

How customer needs, health and lifestyle circumstances, preferences and objectives will inform and lead the process

Untimed FOER topic quiz on how needs, health, lifestyle, preferences and objectives lead the ER process (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Savings and investment levels

Untimed FOER topic quiz on savings and investment levels in equity release advice (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Customers' preference for leaving an estate on death

Untimed FOER topic quiz on customers’ preference for leaving an estate on death (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Increased income/liquid capital

Untimed FOER topic quiz on increased income and liquid capital from equity release (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Maintaining a level of income/lifestyle comparable with that of pre-retirement income

Untimed FOER topic quiz on maintaining pre-retirement income/lifestyle levels via equity release (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Provision of funds towards cost of health and/or long-term care, lifestyle choices

Untimed FOER topic quiz on funding health/long-term care and lifestyle choices from equity release (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Use and appropriateness of equity release as a method of realising assets instead of trading down

Untimed FOER topic quiz on equity release versus trading down as ways to realise assets (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The differences between lump-sum products against those offering flexible drawdown

Untimed FOER topic quiz on lump-sum equity release versus flexible drawdown products (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The relative advantages/disadvantages and suitability of using capital for investment to produce an income as against utilising an equity release draw-down facility via a lifetime mortgage or home reversion plan

Untimed FOER topic quiz on investing capital for income versus equity release drawdown for income (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The differences between providing temporary or guaranteed income

Untimed FOER topic quiz on temporary versus guaranteed income in retirement planning with ER context (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Product portability – whether product accommodates any potential lifestyle change if desired or needed

Untimed FOER topic quiz on product portability and accommodating lifestyle change (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact on tax planning

Untimed FOER topic quiz on equity release impact on tax planning (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Lack of inherent restriction on use of lump sum raised via equity release

Untimed FOER topic quiz on lack of inherent restriction on use of equity release lump sums (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Role of Equity Release Council and the Equity Release Council standards

Untimed FOER topic quiz on Equity Release Council role and standards (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact of dying intestate and importance of a valid will and the importance of a power of attorney both for health and welfare, and property and financial affairs

Untimed FOER topic quiz on intestacy, valid wills and lasting powers of attorney in an ER context (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Effect upon single and joint occupiers – 'last survivor' basis of schemes

Untimed FOER topic quiz on single and joint occupiers and last-survivor basis of ER schemes (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact of property being owned single or jointly

Untimed FOER topic quiz on sole ownership, joint tenancy and tenancy in common for equity release (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact of ending scheme: early and on death or need to enter long term care (qualifying termination event) and early repayment charges

Untimed FOER topic quiz on ending ER early, death, long-term care triggers and early repayment charges (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The features, benefits and risks of lifetime mortgages, home reversion plans and methods of releasing equity

Untimed FOER topic quiz on features, benefits and risks of lifetime mortgages, home reversions and equity release methods (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Grants applicable and tax treatment of different options

Untimed FOER topic quiz on grants applicable and tax treatment of different equity-release and related options (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact on state benefits and tax position (principle and main areas) – e.g. potential impact on age related allowances, means tested benefits including local authority funded long term care

Untimed FOER topic quiz on impact of equity release on state benefits and tax position at principle level (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Methods of assessing financial implications of equity release versus impact on benefits, including supplementary sources of information for advisers

Untimed FOER topic quiz on assessing ER financial implications versus benefits impact and adviser information sources (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Need to explore customer's entitlement to benefits – whether being claimed or not

Untimed FOER topic quiz on exploring customers’ benefit entitlement whether claimed or not (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Sources of information and specialist advice on benefits and taxation and when to refer

Untimed FOER topic quiz on sources of benefits and tax information and when to refer (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Potential differences in impact between different equity release schemes

Untimed FOER topic quiz on differences in benefits and related impact between equity release schemes (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

UK variations

Untimed FOER topic quiz on UK variations relevant to equity release advice (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The definition of a lifetime mortgage

Untimed FOER topic quiz on the definition of a lifetime mortgage (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact of guarantees regarding 'no negative equity'/legacy element within a lifetime mortgage arrangement

Untimed FOER topic quiz on no-negative-equity guarantees and legacy elements on lifetime mortgages (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Terms and conditions common to lifetime mortgage contracts

Untimed FOER topic quiz on terms and conditions common to lifetime mortgage contracts (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Features, benefits and risks specific to lifetime mortgages

Untimed FOER topic quiz on features, benefits and risks specific to lifetime mortgages (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Rolled up interest (income, lump sum), compound v simple interest

Untimed FOER topic quiz on rolled-up interest, income and lump sum releases, compound versus simple interest (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Serviceable plans – interest-only mortgages, hybrid mortgages and potential capital repayments

Untimed FOER topic quiz on serviceable plans, interest-only, hybrid LMs and capital repayments (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Drawdown mortgages

Untimed FOER topic quiz on drawdown lifetime mortgages (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Other lifetime mortgage products coming into the market.

Untimed FOER topic quiz on other lifetime mortgage products coming into the market (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Definition of a home reversion plan

Untimed FOER topic quiz on the definition of a home reversion plan (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Rationale of regulation for consumer protection underpinning both Equity Release Council standards and MCOB rules – including high-level generic risks: potentially vulnerable consumers

Untimed FOER topic quiz on regulation rationale for home reversions: ERC standards, MCOB and generic consumer risks (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Features of home reversions plans in relation to other schemes and the impact on consumer of what they are giving-up (ownership of all or part of property), the difference between legal and beneficial ownership

Untimed FOER topic quiz on home reversion features versus other schemes, ownership given up, legal vs beneficial ownership (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

How a home reversion plan arrangement may be structured

Untimed FOER topic quiz on how a home reversion plan arrangement may be structured (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Potential rental and associated charges

Untimed FOER topic quiz on potential rental and associated charges on home reversions (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The status of the home reversion plan provider and the need to highlight extra risks where provider is not FCA authorised

Untimed FOER topic quiz on reversion provider status and extra risks if not FCA authorised (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The personal and property status requirements of home reversion plan providers and consumers' potential eligibility for schemes

Untimed FOER topic quiz on personal and property status requirements and eligibility for home reversion schemes (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Typical eligibility criteria of home reversion providers

Untimed FOER topic quiz on typical eligibility criteria of home reversion providers (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Home reversion plan and impact/implications for single and joint applicants

Untimed FOER topic quiz on home reversion impact and implications for single and joint applicants (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact on ability to vary

Untimed FOER topic quiz on impact of home reversion on ability to vary the arrangement (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact on estate of sale or % sale

Untimed FOER topic quiz on impact on the estate of selling all or a percentage of the home (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact on right to move

Untimed FOER topic quiz on impact on the right to move after a home reversion (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact of any inheritance protection guarantees and that the cost of these guarantees to the reversion provider will be passed on to the customer in the reversion offer

Untimed FOER topic quiz on inheritance protection guarantees and cost passed on in the reversion offer (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact of shared appreciation or house price inflation guarantees if applicable

Untimed FOER topic quiz on shared appreciation or house price inflation guarantees if applicable (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Terms and conditions common to home reversion contracts:

Untimed FOER topic quiz on common home reversion contract terms including occupancy, waivers, vacating, letting, maintenance, empty/alterations consent and buildings insurance (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The importance of legally registering the home reversion arrangement correctly, the home reversion provider's duty of care to ensure solicitor takes on these responsibilities regarding contract issues, title, registration of lease etc. as appropriate

Untimed FOER topic quiz on correct legal registration of home reversions and provider duty of care regarding solicitor responsibilities (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact of plan provider's definition of entering long term care

Untimed FOER topic quiz on impact of the plan provider definition of entering long-term care (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The features, relative advantages and disadvantages of home reversion plans in relation to the individual client/potential reversion occupier:

Untimed FOER topic quiz on features, relative advantages and disadvantages of home reversions for the individual client/occupier including equity sale, OMV discount, valuation, retained share, lifetime lease and last survivor (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

CeRER EQRS · Paper A

Three original EQRS case studies with ten linked MCQs each (30 marks). Synoptic equity-release solutions advice across ethical advice, alternatives, lifetime mortgages and home reversion. Timed at 60 minutes with a 70% pass mark (21/30).

30 questions · 60 minutes · pass 70%

CeRER EQRS · Paper B

Three original EQRS case studies with ten linked MCQs each (30 marks). Synoptic equity-release solutions advice across remarriage and capacity, joint last-survivor lifetime mortgages, and means-tested benefits with partial home reversion. Timed at 60 minutes with a 70% pass mark (21/30).

30 questions · 60 minutes · pass 70%

CeRER EQRS · Paper C

Three original EQRS case studies with ten linked MCQs each (30 marks). Synoptic equity-release solutions advice across ethical advice, alternatives, lifetime mortgages and home reversion. Timed at 60 minutes with a 70% pass mark (21/30).

30 questions · 60 minutes · pass 70%

CeRER EQRS · Paper D

Three original EQRS case studies with ten linked MCQs each (30 marks). Synoptic equity-release solutions advice across ethical advice, alternatives, lifetime mortgages and home reversion. Timed at 60 minutes with a 70% pass mark (21/30).

30 questions · 60 minutes · pass 70%

Principles of ethical advice and requirements of FCA rules

Untimed EQRS topic quiz on principles of ethical advice and FCA rule requirements in equity release solutions (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Methods of verifying information supplied by consumers

Untimed EQRS topic quiz on methods of verifying information supplied by consumers in equity release advice (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Methods of checking that equity release solutions match consumers' needs, demands and circumstances now and in the future

Untimed EQRS topic quiz on checking equity release solutions match needs now and in the future (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Consider how life expectancy, health and lifestyle might influence choice of type of equity release product and also how anticipated changes to health might influence the date at which scheme ends

Untimed EQRS topic quiz on how life expectancy, health and lifestyle influence ER product choice and scheme end timing (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Importance of deciding whether or not to discuss solutions with the consumers' family/potential beneficiaries, the appropriateness, implications and influence of third party involvement and when this is appropriate

Untimed EQRS topic quiz on deciding whether to involve family/beneficiaries and third parties in ER solutions discussions (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Measures in place to protect consumers' interests and their applicability – e.g. regulation, complaints processes, Ombudsman, FSCS, Equity Release Council etc

Untimed EQRS topic quiz on consumer protection measures and when they apply in equity release advice (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Importance of explaining technical matters to customers in a way that can be understood and the importance of checking understanding

Untimed EQRS topic quiz on explaining technical equity release matters clearly and checking understanding (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Rule requirements relating to financial promotions & importantly to disclosure requirements

Untimed EQRS topic quiz on financial promotions and disclosure requirements for equity release advice (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Generic assessment of suitability, including instances when an equity release plan is not the most appropriate course of action

Untimed EQRS topic quiz on generic suitability assessment including when equity release is not appropriate (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Minimum standards for suitability as required under FCA rules

Untimed EQRS topic quiz on minimum standards for suitability under FCA rules (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Requirements of rules regarding potential 3rd party occupier taking up independent legal advice

Untimed EQRS topic quiz on rules on independent legal advice for potential third-party occupiers (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Option of trading down to release equity

Untimed EQRS topic quiz on trading down as an alternative to equity release (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Potential for letting part of the property to generate an income

Untimed EQRS topic quiz on letting part of the property as an income alternative to equity release (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Disposing of other available assets first

Untimed EQRS topic quiz on disposing of other available assets before equity release (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

'Conventional' borrowing options – eg ordinary remortgage, bank loan, credit card

Untimed EQRS topic quiz on conventional borrowing as an alternative to equity release (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Potential availability of grants – what options may be available and where to find relevant information and/or advice

Untimed EQRS topic quiz on grants as alternatives and where to find information or advice (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Sale and rent options and their impact on state benefits

Untimed EQRS topic quiz on sale-and-rent options and impact on state benefits (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

By reviewing/adjusting lifestyle, income/expenditure management

Untimed EQRS topic quiz on reviewing lifestyle and income/expenditure management as an alternative to equity release (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Informal arrangements – eg money from relatives

Untimed EQRS topic quiz on informal arrangements such as money from relatives as an alternative to equity release (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Restructuring of existing personal pension arrangements where possible/practical of ways of increasing income – eg seeking part-time paid work

Untimed EQRS topic quiz on pension restructuring and other income-increasing options versus equity release (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Sources of debt advice where monies are wanted to pay off debts

Untimed EQRS topic quiz on sources of debt advice when equity release is considered to clear debts (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

How personal health circumstances and needs affect choice of products

Untimed EQRS topic quiz on how health circumstances and needs affect equity release product choice (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Current level of savings and investments

Untimed EQRS topic quiz on current savings and investments in equity release suitability (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Anticipated legacies and inheritances

Untimed EQRS topic quiz on anticipated legacies and inheritances in equity release suitability (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

The impact of home reversion plans – including legal title, impact upon death, occupant status and considerations as regards property insurance and property maintenance, opportunity for further equity release if only part sold initially, impact of choice on the estate

Untimed EQRS topic quiz on applying home reversion impacts in suitability: title, death, occupancy, insurance, maintenance, further release, estate (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Factors that influence whether the consumer has access to further funds – eg possible restructuring of pensions and investments

Untimed EQRS topic quiz on factors affecting access to further funds including pension and investment restructuring (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact of increased capital/income on means tested benefits including availability of local authority funded long-term care including impact on eligibility for a deferred payment agreement (DPA)

Untimed EQRS topic quiz on impact of increased capital or income on means-tested benefits and local authority care including DPA eligibility (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact on tax liability

Untimed EQRS topic quiz on impact of equity release on tax liability (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact of use of finite resource – eg sale proceeds can only be spent once, impact of inability to use/finance for later long-term care needs etc

Untimed EQRS topic quiz on impact of using finite housing wealth and inability to fund later long-term care needs (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Likelihood that a surviving spouse will need/want to move and impact equity release arrangements have on future choices

Untimed EQRS topic quiz on surviving spouse move needs and how equity release shapes future choices (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Potential restrictions regarding future alterations to the property and impact of any repair/maintenance and insurance clauses

Untimed EQRS topic quiz on property alteration restrictions and repair, maintenance and insurance clause impacts (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact of divorce and/or remarriage

Untimed EQRS topic quiz on impact of divorce and remarriage on equity release arrangements (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact of loss of capacity

Untimed EQRS topic quiz on impact of loss of mental capacity on equity release arrangements (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact of inflation on fixed income

Untimed EQRS topic quiz on impact of inflation on fixed income in equity release suitability (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact of not being able to use home as security for potential future borrowing, loans or mortgage

Untimed EQRS topic quiz on impact of not being able to use the home as security for future borrowing (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Purpose of the loan/equity release

Untimed EQRS topic quiz on purpose of the loan or equity release in suitability assessment (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact of future inability to sublet or allow anyone (including family members) to gain tenancy rights or even live in property without permission

Untimed EQRS topic quiz on impact of inability to sublet or allow others to live in the property without permission (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

How debt can increase rapidly where interest is rolled-up and how it is scheduled

Untimed EQRS topic quiz on how rolled-up interest debt can grow rapidly and how it is scheduled (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Life expectancy

Untimed EQRS topic quiz on life expectancy in equity release suitability (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Health considerations

Untimed EQRS topic quiz on health considerations in equity release suitability and impacts (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Amount of equity and amount consumer wishes to release

Untimed EQRS topic quiz on matching available equity to the amount the consumer wishes to release (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Purpose of the equity release

Untimed EQRS topic quiz on purpose of equity release as a core suitability and impact factor (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact upon any beneficiaries

Untimed EQRS topic quiz on impact of equity release upon beneficiaries (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Existing and planned provision for long-term care

Untimed EQRS topic quiz on existing and planned provision for long-term care in equity release advice (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Lifetime mortgage products, options, and distinguishing features

Untimed EQRS topic quiz on applying lifetime mortgage product options and distinguishing features in advice (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact of terms and conditions arising from variations

Untimed EQRS topic quiz on impact of terms and conditions arising from lifetime mortgage variations (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Other factors and costs associated

Untimed EQRS topic quiz on other factors and costs associated with lifetime mortgages (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Possibility of negative equity (non-Equity Release Council member plans)

Untimed EQRS topic quiz on possibility of negative equity on non-Equity Release Council member plans (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Terms associated with early repayment

Untimed EQRS topic quiz on terms associated with early repayment of lifetime mortgages (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Ability/inability to repurchase or inheritors to repurchase equity share and financial implications of seeking to repurchase equity share

Untimed EQRS topic quiz on ability or inability to repurchase equity share and financial implications (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Impact of limitations within lease

Untimed EQRS topic quiz on impact of limitations within the home reversion lease (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Principal terms of lease

Untimed EQRS topic quiz on principal terms of the home reversion lease in advice (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

CeMAP Diploma AMA · Paper A

50 standalone MCQs covering Advanced Mortgage Advice (AMA) Part A: house purchase, economics/regulation, property & surveys, borrowers, legislation, MCOB/MCD, security, fees, self-build, second properties, conforming/non-conforming lending, protection, further funds, and arrears. Timed at 90 minutes with a 70% pass mark (35/50).

50 questions · 90 minutes · pass 70%

CeMAP Diploma AMA · Paper B

50 standalone MCQs covering Advanced Mortgage Advice (AMA) Part A: house purchase, economics/regulation, property & surveys, borrowers, legislation, MCOB/MCD, security, fees, self-build, second properties, conforming/non-conforming lending, protection, further funds, and arrears. Timed at 90 minutes with a 70% pass mark (35/50).

50 questions · 90 minutes · pass 70%

CeMAP Diploma AMA · Paper C

Third practice paper (Paper C): 50 standalone MCQs covering Advanced Mortgage Advice (AMA) Part A — house purchase, economics/regulation, property & surveys, borrowers, legislation, MCOB/MCD, security, fees, self-build, second properties, conforming/non-conforming lending, protection, further funds, and arrears. Timed at 90 minutes with a 70% pass mark (35/50).

50 questions · 90 minutes · pass 70%

CeMAP Diploma AMA · Paper D

50 standalone MCQs covering Advanced Mortgage Advice (AMA) Part A: house purchase, economics/regulation, property & surveys, borrowers, legislation, MCOB/MCD, security, fees, self-build, second properties, conforming/non-conforming lending, protection, further funds, and arrears. Timed at 90 minutes with a 70% pass mark (35/50).

50 questions · 90 minutes · pass 70%

Analyse different sources of mortgage finance

Untimed AMA topic quiz on analysing different sources of mortgage finance (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Analyse, interpret and communicate to consumers the terms and conditions of a mortgage illustration and a mortgage offer

Untimed AMA topic quiz on analysing and communicating mortgage illustration and offer terms (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Analyse risk-based pricing

Untimed AMA topic quiz on analysing risk-based pricing (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Analyse the current economic environment and its impact on the mortgage market, including SDLT

Untimed AMA topic quiz on analysing the economic environment, mortgage market impact and SDLT (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Analyse the different forms of valuation and survey

Untimed AMA topic quiz on analysing different forms of valuation and survey (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Analyse the different lenders’ requirements

Untimed AMA topic quiz on analysing different lenders’ requirements (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Analyse the factors for property or mortgage-trapped individuals

Untimed AMA topic quiz on factors for property or mortgage-trapped individuals (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Analyse the key considerations for buying property overseas

Untimed AMA topic quiz on key considerations for buying property overseas (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Analyse the regulatory and legislative environment

Untimed AMA topic quiz on analysing the regulatory and legislative environment for mortgage advice (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Appraise the options for project management and site management responsibilities

Untimed AMA topic quiz on options for project and site management responsibilities in self-build (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Appraise the use of different forms of power of attorney, wills and implications of a borrower dying intestate

Untimed AMA topic quiz on powers of attorney, wills and dying intestate for borrowers (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Assess the considerations and risks for lenders and borrowers

Untimed AMA topic quiz on considerations and risks for lenders and borrowers in non-conforming lending (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Compare the different guarantees available with new-build properties

Untimed AMA topic quiz on comparing guarantees available with new-build properties (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Compare types of survey and assess each type based on different client circumstances

Untimed AMA topic quiz on comparing survey types against different client circumstances (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Critically compare charges and fees and assess these against consumer objectives

Untimed AMA topic quiz on critically comparing charges and fees against consumer objectives (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Describe how permanent health insurance policies can be used in relation to a mortgage

Untimed AMA topic quiz on how PHI can be used in relation to a mortgage (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Describe the different types of protection arrangements used for the protection of a mortgage

Untimed AMA topic quiz on types of protection arrangements used for mortgage protection (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Describe the impact of regulatory and commercial trends

Untimed AMA topic quiz on impact of regulatory and commercial trends (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Describe the impact on the vendor and purchaser if the process breaks down

Untimed AMA topic quiz on impact on vendor and purchaser when the property process breaks down (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Describe the main property defects and how property defects may affect the lending decision

Untimed AMA topic quiz on main property defects and how they affect lending decisions (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Describe the market and features of Sharia-compliant home purchase plans

Untimed AMA topic quiz on market and features of Sharia-compliant home purchase plans (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Describe the market for ethical and green mortgages

Untimed AMA topic quiz on the market for ethical and green mortgages (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Describe the options available for consumer buy-to-let mortgages

Untimed AMA topic quiz on options available for consumer buy-to-let mortgages (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Describe the options available for directors of limited companies for investment properties

Untimed AMA topic quiz on options for directors of limited companies for investment properties (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Describe the options available for second-charge loans and bridging finance

Untimed AMA topic quiz on options available for second-charge loans and bridging finance (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Describe the options available in the equity release market

Untimed AMA topic quiz on options available in the equity release market (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Describe the possible courses of action available to a lender when a borrower misses a mortgage payment(s)

Untimed AMA topic quiz on possible lender courses of action when mortgage payments are missed (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Describe the use of protection arrangements for the protection of a mortgage

Untimed AMA topic quiz on use of protection arrangements for mortgage protection (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Describe the use of stage payments

Untimed AMA topic quiz on use of stage payments in self-build finance (original Archway Learn practice — not a real exam).

12 questions · Untimed · pass 70%

Differentiate between freehold, leasehold and commonhold properties

Untimed AMA topic quiz on differentiating freehold, leasehold and commonhold properties (original Archway Learn practice — not a real exam).